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Prepare now for university 5 ways to reduce university expenses

marzo 12, 2024
Prepare now for university 5 ways to reduce university expenses

If you plan to go to college after graduating, you should know that higher education is expensive.


According to the Education Data Initiative, the average cost of college in the United States is $35,551 per student per year. In addition to tuition, you may have to pay for room and board, health insurance, textbooks and supplies, transportation, furniture, and dorm equipment.


Boys & Girls Clubs of America’s College and Career Readiness Program helps teens plan for life after high school. Developed with support from Navient, Boys & Girls Clubs of America’s national career readiness program, Diploma to Degree, provides young people with tools to understand postsecondary options, including financial aid and college costs.


Here are five tips for dealing with college costs:


Get involved in your school and community and show initiative and ambition.


Access to university does not begin with the first day on campus, but with your experience at the institute and the way you spend your time. Getting involved in extracurricular activities early on, focusing on joining a few key clubs or school teams, can demonstrate your leadership skills, long-term commitment, and willingness to take on responsibility.


Extracurricular activities can also help you improve your time management and academic performance, as well as experiment with different hobbies and interests, gain self-confidence, and make new friends with other participants.

High school is also a good time to explore your interests, which can help you decide on a career path; some institutes even offer dual credit or pre-college courses that can count as college credits.

For millions of young people, Boys & Girls Clubs are partners in preparing for the transition to postsecondary education. You can participate in college and career preparation programs at a nearby Club. Through apprenticeships and career fairs, you can explore potential careers while gaining important skills to help you prepare for college, apply for jobs, and more.

If colleges are clear that you are committed to making a significant impact throughout your career, you are more likely to receive merit-based scholarships at the colleges to which you apply. Getting involved in your community can also lead to local scholarships.


«When I think back on my experiences in high school, I was really involved: building sets for the school play, pole vaulting for the track team, participating in student government, and joining the robotics team.» – Sierra M., Teen Club member


Research and apply for scholarships and aid.


When it comes to scholarships, universities, private organizations, and state and federal governments offer billions of dollars in aid and scholarships each year. You have to meet certain requirements to qualify for a scholarship, but the good news is that you don’t have to pay it back.


Local organizations are also a good place to look for scholarships in your area. Talk to your high school counselor about scholarships offered by local businesses, churches, or social groups.

Boys and Girls Clubs of America offers scholarships to outstanding young people in recognition of their community involvement, leadership skills, academic achievements, etc. The Boys and Girls Clubs of America National Youth of the Year Recognition Program awards scholarships locally and nationally to support the college education of young people. More than $500,000 in scholarships are awarded each year.


Start your studies at community or junior colleges


Community colleges or junior colleges primarily offer two-year degree programs leading to associate degrees or professional certificates in specific fields of study. Accredited community colleges can also serve as a “gateway” to traditional four-year state universities, offering transferable general education programs at a much lower cost.

To find out if this strategy is right for you, you should contact the four-year university you are interested in to find out if the major you want to study accepts transfer credits from community colleges.


«My advice to teens considering life after high school is to get organized, take advantage of opportunities, find a mentor who has been through the process before, and have a support system to help you achieve your goals.» – Sierra M., Teen Club Member


Decide if you want to attend a public or free university.


Additionally, if you have a high GPA, you may qualify for more merit or full scholarships at other universities.

In-state tuition is often an important benefit because colleges offer tuition discounts to in-state residents. This may also depend on certain criteria, such as choosing a specific field of study, so when choosing a study program, look for special tuition rates or financial aid available for that program.

Finally, in the United States there are several free universities. These universities often have conditions, such as having to live in a certain state or region, having to work on campus, or providing service after graduating.


Earn credits while you study.


Nearly 3,400 U.S. colleges and universities offer part-time work opportunities for students with financial need.2 Full-time, part-time, bachelor’s, master’s, and professional students can participate in the Federal Work-Study Program (FWS). Remember that you must complete the FAFSA annually to be eligible for the FWS.

EWS jobs are primarily related to curricular and civic education careers. These jobs can be on or off campus, with private nonprofit organizations, public agencies, or for-profit employers. Your income will depend on your work, your skills and, ultimately, your scholarship total. For more information, contact the scholarship office at your study center.

With the right information and research, young people can make college enrollment decisions and ensure a bright future.